Realtor News Tips Daily- $8000 Tax Credit Video
06-02-2009

Mortgage Broker Realtor News Tips Daily

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The time is NOW!
03-30-2009



It's been a long while since I have contributed to my blog. I think now is the best time to start blogging again and getting people excited about purchasing their first or next home in Oregon. After all, the "Real Estate Season" is right around the corner! Why not get a head start?

This last month alone I have helped two dear friends purchase their very first home and they will receive $8,000 JUST for buying now! If they live in the home for 3 years they DONT HAVE TO PAY A PENNY BACK! You are getting PAID to buy a home. PAID to make an investment! Talk about a killer opportunity! You dont have to be a first timer to qualify either! As long as you have not owned a home (paid any sort of mortgage payments) in the last 3 years, you are also eligible! Visit: http://www.federalhousingtaxcredit.com/2009/home2.html
for more information on if you qualify. Although a huge incentive to purchase before December of 2009, this shouldn't be your only reason for buying a home.

I haven't even mentioned the killer deal one of them got on a brand new home that was bank owned! I am talking thousands and thousands off the purchase price, major incentives, no closing costs paid by the purchaser, all appliances, instant equity... the works! There are so many of these deals floating around right now.

Over the last few years the Real Estate market has been up and down..a lot more down lately than one might like. To turn a negative into a positive, it is the best time to purchase your next home for a handful of great reasons. With SO many incentives to buy right now it is hard to walk away from the opportunity.

Here are a few more reasons to ponder and hopefully motivate you to dig deep and take advantage of the Portland real estate market.

*Interest rates are at record lows! We haven't seen rates this low since 1998! We are talking mid 4% rates and predictions point in the direction of rates dropping even lower within the next 60 days! For more information on how to get the ball rolling, rates, how to qualify and any other questions, please contact Kurt Simmons @ Central Source Banking. #503-653-1203 or kurtwsimmons@comcast.net
He can also be found on our company website: http://www.vitalityhomerealty.com/preferred_lender.htm

*People are practically giving away their homes to avoid foreclosure. We haven't seen this many short sales/foreclosures in a very long time. This is unfortunate for sellers but a great opportunity for you as a buyer! Contact me for a list of local foreclosures and short sales.

*You can feel confident in knowing that your equity in a purchase within the next few months is only going to increase.


*There is a good chance that owning and paying for a home is the only way some people will be able to retire. And the earlier you can get in the game of ownership, the better off you will be sooner in life.

*The PRIDE of owning your own home is by far the most rewarding reason to purchase. This is a great time to stop throwing away rent money each month and start investing in your own future.

In summary, Owning a home is not only still the "American Dream", it is an important part of our national economy. The financial benefits can easily be seen and experienced over the long run. The other benefits, while not so easy to measure, may be the most important ones. Buying your first home, even in a "down" market is a wise choice, and will eventually be one of the best financial decisions of your life.

For more information or for a list of homes for sale in your neighborhood, please feel free to email me or visit our website: www.vitalityhomerealty.com to set up your own property search that will notify you when a new match is on the market.

Don't forget that at Vitality Home Realty we pride ourselves in donating 3% of each transaction on your behalf, to one of our three non-profits in Portland, Oregon,. This allows you, the new home owner, to use that donation as a tax write off and of course gives you the opportunity to help others at no additional cost or effort. You cannot put a price tag on that, it is priceless!

Happy House Hunting!!! :-)

Parvaneh Kalantari
Owner & Principal Broker

Thinking of buying your FIRST HOME? CHECK THIS OUT!
02-25-2009

If you have been waiting for the perfect time to purchase your first home...the time is NOW!

Do you qualify? Check out the below requirements to find out!

What The Stimulus Bill Says

In Sec. 1006 of the 407 page Stimulus bill you’ll find the information about the home buyer’s tax credit. It reads:

Extension of and increase in first-time homebuyer credit; waiver of requirement to pay

What does this mean? It means that first-time buyers can claim a credit worth $8,000 - or 10% of the home’s value, whichever is less - on their 2008 or 2009 taxes. To qualify for the credit, the home must be purchased between Jan. 1, 2009 and Nov. 30, 2009.

You cannot have owned a house for the past three years to qualify as “first time” buyer. You also must live in the purchased house for at least three years, or you will be obligated to pay back the credit.

The tax credit does come with some income restrictions. To get the credit, homebuyers have to earn less than $75,000 for singles or $150,000 for couples. If you make more than that you may qualify for a partial credit.

Getting the credit should be pretty easy, just claim it on your return. No other forms or papers should need to be filed, and if you have already completed your return, you can file an amended return to claim the credit.

How To Get Your First Time Home buyer Tax Credit

A review of the provisions of the first time homebuyer tax credit:

• You cannot have owned a home for the past 3 years to qualify as a “first time” buyer.
• It applies to homes purchased January 1, 2009 through November 30, 2009.
• You must keep the home for three years.
• The credit is refundable.
• The credit is for $8,000 or 10% of the home’s value, whichever is less.
• It phases out for incomes between $75,000 to $95,000 for single and $150,000 to $170,000 for couples.

BEST deal in town! PRICE IS FLEXIBLE!!!
02-16-2009

There is NO better deal in Happy Valley! If you are in the market to buy, this is the best investment out there! THIS IS A NEW HOUSE THAT IS ALMOST COMPLETE! The finishes are top of the line! GREAT school district and location. VIEWS! HUGE landscaped lot! You cannot find a better deal in town. Practically giving this house away! THIS PRICE IS VERY FLEXIBLE!!! Contact me @ 503-260-1003 for additional information or to schedule a showing. This will sell FAST!

ML#:

9001434

Area:

145

List Price:

$389,900-FLEXIBLE!

Addr:

14653 SE Mountain Ridge AVE M

Unit#:

City:

Happy Valley

Zip:

97086

Condo Loc/Lvl:

Map Coord:

658/B/6

Zoning:

County:

Clackamas

Tax ID:

05020414

Elem:	SUNNYSIDE	Middle:	SUNRISE
High:	CLACKAMAS	PropType:	DETACHD

Nhood/Bldg:

Emerald Vista

Legal:

Emerald Vista Lot 39

Cool:

ACREADY

Hot Water:

GAS

Heat:

FOR-AIR

Fuel:

GAS

Water:

PUBLIC

Sewer:

PUBLIC

Insul:

CODE

OPEN HOUSE TODAY in Happy Valley! 10/12/2008 from 1-4pm.
10-12-2008




Come and join me at my NEW Beautiful listing in Happy Valley.

14443 SE Donatello Loop.

No Detail Overlooked! This Amazing Home is Gorgeously Detailed Using Only the Finest Finishes, Accents, and Materials!

A few of the features of this home, include:

GRAND Two story entrance.
High Marble-Painted Pillars at Entry.
Master bedroom suite with jacuzzi for two, & large walk-in on the main level.
Over-sized 3 car garage.
LARGE 10,000 sq.ft. Private Lot, plenty of room for kids to run, garden or even put in a POOL! Grand Front Entry Water Feature, Sprinklers & Drip system, Full Fenced and gas Hook-up for BBQ.
Hardwoods, Tile and upgraded carpet throughout.
Two Story Windows and Ceiling with Great Molding Accents, American Cherry Built-Ins and Gas Fireplace with Marble Surround.


For more information and directions, please call Parvaneh: 503-260-1003.
Click Here: Happy Valley Home for Sale.
Visit: www.vitalityhomerealty.com for more information.

Hope to see you today! :)